Effective Date: May 28, 2024

Sea Vista Home Loans, LLC (“Sea Vista Home Loans”) places great importance on user privacy. This Privacy Policy outlines how we collect and utilize personal information from visitors to our website and users of our online services. It also clarifies what we do—and do not do—with the information we gather. Our commitment and obligation is not only to meet existing privacy standards; we strive to exceed them.

Changes to the Policy: We reserve the right to modify this Policy at any time. If you haven’t registered with us, we recommend checking this page frequently to stay informed about the latest updates. Registered users will receive email notifications regarding any changes.

Use of Personally Identifiable Information: If Sea Vista Home Loans, LLC ever intends to use personally identifiable information in a manner significantly different from what was initially stated during collection, affected users will promptly receive email notifications. These users will have the option to permit or decline such usage.

Applicability: This Policy applies to Sea Vista Home Loans, LLC, governing all data collection and usage by our organization. By using www.seavistahomeloans.com, you consent to the data collection procedures outlined in this Policy.

Third-Party Websites: Please note that this Policy does not cover information collection and use by companies outside our control, nor does it apply to individuals not employed or managed by us. When visiting websites we mention or link to, review their privacy policies to understand how they handle collected information.

Key Information Covered by This Policy:

  1. Personally Identifiable Information: Learn what information we collect from you through our website.
  2. Purpose and Legal Basis: Understand why we collect personally identifiable information and the legal grounds for doing so.
  3. Data Usage and Sharing: Discover how we utilize the collected information and with whom it may be shared.
  4. User Choices: Find out about the options available to you regarding your data.
  5. Security Measures: Learn about the security procedures we have in place to prevent misuse of your information.

Information We Collect

It is entirely your choice whether to disclose personally identifiable information to us. However, if you choose not to do so, we reserve the right not to register you as a user or provide any products or services.

Additionally, Sea Vista Home Loans, LLC may collect non-personal, anonymous demographic information. This includes details such as age, gender, household income, political affiliation, race, religion, as well as information about the type of browser you use, your IP address, and your operating system. These details assist us in maintaining high-quality service.

Why We Collect Information and Duration of Storage

We collect your data for several reasons:

  1. Understanding Your Needs: To better understand your requirements and provide the services you’ve requested.
  2. Improving Services and Products: Fulfilling our legitimate interest in enhancing our offerings.
  3. Promotional Emails: Sending promotional emails with your consent.
  4. Market Research: Contacting you for surveys or other research with your consent.
  5. Customization: Tailoring our website based on your online behavior and preferences.

The data we collect will be stored only for as long as necessary. The duration depends on various factors:

  • Record-keeping to demonstrate fulfillment of duties
  • Limitation periods for potential claims
  • Legal or regulatory retention requirements
  • Our contractual relationship with you
  • Your consent and our legitimate interests, as outlined in this Policy.
  • Relevance of your personal information

Use of Information Collected

Sea Vista Home Loans, LLC neither currently nor in the future sells, rents, or leases any customer lists or names to third parties. We collect and utilize personal information to operate our website effectively and ensure the delivery of requested services. Occasionally, we may use personally identifiable information to inform you about other potential products or services available through www.seavistahomeloans.com. Additionally, we may contact you for surveys or research related to your opinions on current, potential, or future services.

Disclosure of Information

Sea Vista Home Loans, LLC will not use or disclose your information except under the following circumstances:

  1. Service Provision: When necessary to provide services or products you’ve ordered.
  2. Consent and Described Purposes: In ways outlined in this Policy or to which you’ve consented.
  3. Aggregate Data: In aggregated form, ensuring your identity remains anonymous.
  4. Legal Obligations: As required by law, in response to a subpoena or search warrant.
  5. Auditors: To auditors who maintain confidentiality agreements.
  6. Enforcing Terms of Service: To enforce our website’s Terms of Service.
  7. Rights and Property Protection: To safeguard Sea Vista Home Loans, LLC’s rights and property.

Non-Marketing Communication

We respect your privacy and reserve the right to contact you for non-marketing purposes. These may include bug alerts, security breaches, account issues, changes to our products or services, or updates to this Policy. In certain cases, we may use public channels (such as our website, newspapers, or other public means) to post notices.

Children Under the Age of 13

Sea Vista Home Loans, LLC’s website is not directed at, nor knowingly collects personal identifiable information from, children under the age of thirteen (13). If we inadvertently collect such information, we will promptly delete it from our system’s database or obtain verifiable parental consent for its use and storage. Anyone under thirteen (13) must seek and obtain parental or guardian permission to use our website.

Unsubscribe or Opt-Out

All users and visitors to our website have the option to discontinue receiving communications from us via email or newsletters. To unsubscribe or opt-out from our website, please send an email expressing your desire to unsubscribe to info@seavistahomeloans.com. If you wish to unsubscribe or opt-out from any third-party websites, you must visit the specific website to complete the process. Sea Vista Home Loans, LLC remains committed to adhering to this Policy regarding any personal information previously collected.

Links to Other Websites

Our website may contain links to affiliate and other external websites. Sea Vista Home Loans, LLC does not claim responsibility for the privacy policies, practices, or procedures of these external sites. We encourage all users and visitors to be aware when leaving our website and to review the privacy statements of any site that collects personally identifiable information. This Policy applies solely to the information collected by our website.

Notice to European Union Users

Sea Vista Home Loans, LLC primarily operates in the United States. If you provide information to us, it will be transferred out of the European Union (EU) and sent to the United States. The EU-US Privacy Shield framework, which became operational on August 1, 2016, protects the fundamental rights of EU individuals whose personal data is transferred to the US for commercial purposes. It enables the free flow of data to certified US companies under the Privacy Shield. By providing personal information to us, you consent to its storage and use as described in this Policy.


Sea Vista Home Loans, LLC takes extensive precautions to safeguard your information. When you submit sensitive data via our website, it is protected both online and offline. Here’s how we ensure security:

  1. Encryption: Sensitive information is encrypted during transmission. Look for the lock icon in the address bar and verify that the URL begins with “https.”
  2. Offline Protection: Only employees with specific job responsibilities (e.g., billing or customer service) have access to personally identifiable information. Our computers and servers storing this data are maintained in a secure environment.
  3. Secure Socket Layer (SSL): We use SSL for authentication and private communications. This ensures a simple and secure experience when accessing personal information.

Acceptance of Terms

By using our website, you agree to the terms and conditions outlined in this Privacy Policy Agreement. If you do not agree, please refrain from further use. Continued use after updates or changes to our terms signifies your acceptance.

Contact Information

If you have questions or concerns related to this Privacy Policy, feel free to reach out to us:

  • Email: info@seavistahomeloans.com
  • Mailing Address: Sea Vista Home Loans, LLC 14827 Imperial Point Dr N, Largo, FL 33774
  • Telephone Number: 727-686-4052